The gradual rectification of the chaos of Internet finance tells us that just looking at fintech in terms of traffic will not only fail to promote the development of fintech, but will even bring fintech into a dead end of development. Even after the special database baptism of the Internet finance era, we still see that many people choose to forget; therefore, the so-called digital technology has not become a new direction that really puts finance on the right track, but has become synonymous with their looting of traffic again.
When digital technology stepped into the river of traffic again, the magical halo that originally blessed it began to recede, and the so-called subversion and innovation became the way and means for them to obtain traffic again. Whether it is a new special database technology or a new model, it is to attract the attention of traffic, and then harvest the attracted traffic simply and roughly; when the so-called digital technology is only limited to this, even if it is subversive Innovation is just a concept, not only cannot make finance better return to its essence, it will even bring the development of the financial industry into a new dead end.
Obviously, this is not digital technology in the true sense; digital technology in the true sense should be a complete transformation of the financial industry, and digital technology in the true sense should be a time for the financial industry to return for a better return. When digital technology cannot completely transform the financial industry, when digital special database technology cannot make the functions and functions of the financial industry better return, even subversive transformation and innovation are just a false concept; if this The situation continues, digital technology will not only fail to bring the development of the financial industry to a new stage, but will even become the second Internet finance.